Can Smart Home Security Systems Really Help Lower Insurance Premiums?
October 23, 2025
Protecting your home and family is a top priority. You invest in a house to create a safe, warm, and welcoming space, and a modern security system offers powerful tools to ensure that safety. But beyond the invaluable peace of mind these systems provide, did you know that installing a smart security system could also lead to savings on your homeowner’s insurance? If you’re looking for a home security system in LaPlace, these are the financial benefits that can come with protecting your home with REV.
How a Home Security System in LaPlace Can Lower Insurance Costs
Insurance companies determine your premiums based on risk. A home that is well-protected against threats like burglary, fire, and water damage presents a lower risk of a claim. Consequently, insurers are often willing to reward homeowners who take proactive steps to secure their property. That means that installing protective devices shows you are actively minimizing potential losses, which can translate directly into discounts on your policy.
While the exact discount varies by insurer and the type of system you have, some companies offer savings of up to 15%. Even a modest discount of 5% can add up over time. For example, on Louisiana’s average annual home insurance cost of $2,220, a 5% discount saves you $111 each year.The true value, however, is preventing a loss in the first place. The average loss from a single burglary often exceeds $2,000, making a reliable home security system an even more sensible investment.
Protect Your Home With REV’s HomeIQ® System
At REV, we offer a state-of-the-art home security system designed to provide you with total control and peace of mind. Our HomeIQ® system offers a wide range of smart equipment that works together to protect homes in LaPlace and beyond. When we install your system, we provide a signed certificate that you can present to your insurance company to help you secure potential discounts.
Our HomeIQ® equipment options include:
- 2GIG EDGE™ Security and Automation Panel: A next-generation control panel with facial recognition and Z-Wave 700 compatibility.
- Cameras With Video Analytics: Indoor and outdoor cameras that can distinguish between people, animals, and vehicles, sending you smarter, more relevant alerts.
- Smoke and Carbon Monoxide Detectors: Professionally monitored detectors that immediately signal for emergency response when needed.
- Smart Door Locks and Video Doorbells: See who is at your door and control entry access from anywhere using the HomeIQ® app.
- Window/Door Contacts, Motion Detectors, and Glass Break Sensors: A complete suite of sensors to secure your home’s perimeter and interior.
Additionally, our system stands out by offering 24/7 professional monitoring to ensure your safety at all times. And with Crash & Smash protection, your security panel will remain functional and continue to alert authorities even if an intruder attempts to disable it.
Protect Your Home and Lower Your Premiums With REV
Protecting your family and property with a home security system is a wise decision, and saving money on your insurance is an excellent bonus. With advanced technology and professional monitoring, REV can help ensure your home and loved ones are always safe while potentially lowering your monthly premium.
Ready to enhance your family’s safety and potentially lower your insurance premiums? Start building your residential plan with a REV home security system, or call us today at 866-881-4738 to learn more about HomeIQ®.